HADJI DUMARAN is a Certified Public Accountant (CPA) and a member of the Philippine Institute of Certified Public Accountants (PICPA), Philippine Association of Corporate State Auditors (PACSA), and Government Association of Certified Public Accountants (GACPA). He earned his Master in Business Administration (MBA) degree from the Jose Rizal University. As a way of paying forward the financial blessing that he continuously receives, he offer speaking engagements at different companies to share his knowledge and ideas on personal financial management and motivates business workforces to produce great results. His passion as a motivational speaker and investor enables him to write a book on personal financial management.